问题已解决
資金占用成本怎么計(jì)算??若按每月支付的借款計(jì)算
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?同學(xué)你好,借款的資金占用成本,那就是借款的實(shí)際利率
2021 11/29 18:14
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84785034 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2021 11/29 20:07
是否為每期借款*年利率*借款時(shí)長(zhǎng)(月)/12的和
若以下圖為例,去年借款5w(未還),今年每月再借款5w,年利率5%,以下的資金占用利息是否計(jì)算正確
FAILED
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少校老師 ![](/wenda/_nuxt/img/reply2.28c7604.png)
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2021 11/29 20:09
為啥累計(jì)借款越多,利息反而越少,是不是搞錯(cuò)了
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84785034 ![](/wenda/_nuxt/img/reply1.d92ea43.png)
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2021 11/29 20:17
上圖我是按每期借款金額*年利率 *借款時(shí)長(zhǎng)(月)\\12 ,還是說(shuō)我應(yīng)該用每月的累計(jì)借款*年利率*1/12來(lái)計(jì)算利息,如下圖
FAILED
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少校老師 ![](/wenda/_nuxt/img/reply2.28c7604.png)
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2021 11/29 20:23
當(dāng)然是用每月的計(jì)息日累計(jì)借款總額乘以利率來(lái)計(jì)算,只要這個(gè)錢(qián)你沒(méi)還,利息就要算
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